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FINANCING EDUCATION. INVESTING IN LEADERS.

DONATE FOR CHANGE

A BETTER WAY TO FUND STUDENTS

FUND YOUR EDUCATION WITH  ZERO DEBT

An Income Share Agreement (ISA) is a proven financial tool
that allows you to finance your education without debt

HOW IT WORKS:

EMPOWERING students to reach their goals

  • Unlike a loan, you only make payments when employed – if unemployed, you don’t make payments
  • You pay a fixed percentage of your income – never more than 15% – for a fixed term
  • When your term is finished, so are your payments
  • You reserve the right to buyout your contract

PUTTING STUDENT INTERESTS
BEFORE OUR OWN

Partnering with Collective Futures is more than a financial transaction; it's an investment in your future:

  • Using our metrics, we personally negotiate every ISA based on your complete profile  
  • We provide career counseling and mentoring to help you get the most out of your educational and professional aspirations throughout the entirety of our relationship
  • We help match you with internships during your education to maximize your career potential

 

OUR PILOT

SOUTHWEST SCHOOL - INTIBUCá, HONDURAS

WE INVEST IN STUDENTS THROUGH THE HIGH-PERFORMING SCHOOLS THEY ALREADY ATTEND

WHEN BEGINNING A PARTNERSHIP WITH A SCHOOL,
CERTAIN CONDITIONS ARE TAKEN INTO ACCOUNT:

  • SHARED INTERESTS - Believes in and adheres to our mission

    • Southwest School is a non profit private school that seeks to provide opportunities based off of merit 

  • EMERGING MARKET - Displays the potential for economic and social advancement through education

    • Interest Rates on loans in Honduras are 16-32%

    • College graduates earn 200% more than their peers across Latin America

  • COMMUNITY IMPACT - Creates awareness and a sense of responsibility for the future of their community

    • In high school, Southwest students are required to do 30 hours of community service per semester

  • HIGH ACADEMIC ACHIEVEMENT - As represented by test scores, advanced courses, and extracurricular programs

    • Southwest School: Dual-Enrollment (University Credit) courses, after school SAT and TOEFL Prep courses, and has sent students to universities worldwide, who can afford it

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INVEST

potential investors: please contact us through this form  

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FREQUENTLY ASKED QUESTIONS

WHY CHOOSE COLLECTIVE FUTURES?

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The requirements of traditional lenders (e.g. fixed payments and interest rates) often lead to sacrificing career goals or defaulting on loan repayment. This form of education financing is outdated and debilitating for many students. It can hurt your credit rating, decrease job opportunities, and costs you much more than the loan itself.  Ultimately, lenders are focused on bottom lines rather than putting you in a position to succeed.
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COLLECTIVE FUTURES

A Pending 501(c)(3) Indiana Corporation
Huntington, Indiana
46750